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7 Reasons to choose AA Appraisals for FHA and Conventional loans.

There are many appraisers out there, but we're different. Our commitment to customer service and the latest technology take the hassles out of ordering your appraisals. Here are the top seven reasons to choose AA Appraisals for all your appraisal needs.

1. Professionalism. At AA Appraisals, we know doing the actual appraisal is only half the work. We're also running a service business and we know you rely on us for fast turn times and the utmost in professionalism when dealing with your borrowers. Our commitment to you and your clients is unparalleled.
2. Online ordering. Order your appraisals on our website and you can rest assured we're on the job. It saves us time because the order data is automatically sent to our report software and we're alerted instantly of all new assignments via cell phone so we can begin immediately.
3. Constant status updates. Our website and appraisal software work together to automatically e-mail you constant status updates on your appraisal. You'll know when the inspection is scheduled, and when the report is complete and all the other steps along the way. No more constant phone calls or chasing your appraiser down. We're proactive about communication, so you'll always be in the loop.
4. More payment options. Our website is state-of-the-art, complete with online payment options for credit cards. It makes the payment process much easier on you, and eliminates the extra accounting overhead that other appraisers pass on to you with higher fees.
5. Accuracy. We take your assignments very seriously and our job is to protect you and your clients. Our reports are complete, professional, and accurate so you and your borrowers can rest assured they're making a very wise investment.
6. Approved Client list has been updated. Chase Home Lending, Citibank, BofA, Countrywide, Pentagon Federal Credit Union, FHA, Toyota Bank, Union Bank and US Bank.
7. Territorial Expertise, I have been appraising residential homes in the San Francisco, Marin and Sonoma counties areas for over 20 years. I look forward to helping you with your valuation needs.

Give us a call or order an appraisal at our website, www.aa-appraisals.com, today. Youll see the differences for yourself.

Until 12/31/2008 all FHA appraisals will be 350.00 except for REO's  

We’re hearing from many homeowners who have recently received a shocking letter from their mortgage company. The letter states that their Home Equity Line of Credit has been suspended or cancelled.  Most explain that they’ve used a “proven valuation method” to determine that your home value has decreased below the amount required to support the Line of Credit.

What they don’t tell you is that “proven valuation method” is a sophisticated computer program, not a real person.  The computer program won’t know about the unique features of your property, recent changes and updates, or what qualifies as a legitimate comparable property.  The computer doesn’t know about school districts, your neighborhood, the area housing market, and how that all relates to value.  But I do.  Only a living, licensed real estate appraiser like me can get you the most accurate property valuation possible.

If you’re interested in preserving your property value, don’t trust the bank’s computer program.  And don’t let them cancel your Line of Credit without a response.  Please contact me at bruceco@yahoo.com.  I can help you determine the real value of your biggest investment.  It may be significantly different than what you’ve been told.

Regards

Bruce Cohn
707 789 0783
AA Appraisals

Serving, Sonoma, Marin and San Francisco Counties.

Depend on an expert;

I have completed over 100 REO (Real Estate Owned/Bank Owned) assignments in the past 90 days, from San Rafael to Windsor along the Redwood highway corridor. For those of you searching for REO’s and Short Sales I have extensive knowledge of each area to help with your real estate appraisal needs; a purchase, fair market value (pre sale appraisal) or for litigation.

Parts of Southern Sonoma County have suffered large declines in single family home values over the past 12 months with a current 6.5-7 month supply of inventory available for sale due to the current credit crunch and mortgage meltdown (a 4 month supply is considered stable), unemployment is at a 5 year high at this point at 6.1 percent. There are many areas where REO’s and Short Sales have become prevalent making the principal of regression common in those neighborhoods, some of which have continued to change dramatically in the past 4 months. This volatility gives a greater urgency to have an accurate real estate appraisal so you can make an informed decision

At AA Appraisals we will make sure that the value placed on your home is completed according to USPAP standards so you can be certain of an accurate real estate appraisal in completed in a professional and timely manner.

Based in Petaluma we have 24-48 hour turn time in Cotati, Rohnert Park, Santa Rosa, Sebastopol, Penngrove, Sonoma, Novato and San Rafael. Other cities may be up to a 72 hour turn time in the Sonoma, Marin and San Francisco counties.

We’re looking forward to working with you

Regards,

Bruce Cohn

707-789-0783

It's vital that you use an appraiser that won't skim over the details and does the research necessary to get your clients a thorough and accurate appraisal with the analysis to back it up. That's why I strive to provide the most accurate reports to my clients possible.

As an unbiased and non-commissioned participant in the mortgage transaction, I have no vested interests in the home's value. I also have the expertise that you can't get from a book. For instance, you can't know how much or little to mark up for a fireplace without knowing the neighborhood or even talking to agents and recent buyers in the area about how important that amenity is in the area.

I strive for accuracy because I know it's crucial.

To learn more about the services I offer visit my website at AA Appraisals. Then, order your accurate appraisal by visiting the Order Appraisal page of my site. I'll give you a reasonable turn around time, great services and a fair fee.

I am a Certified appraiser with the State of California, FHA approved, in business for 18 years, servicing; Sonoma, Marin and San Francisco counties.

Sincerely, 
Bruce Cohn 
AA Appraisals
appraisal request  

707-789-0783

I have a need for a certified appraiser that can cover Alameda, Contra Costa and San Mateo counties, you will have to pass a backround check and submit a 2055, 1004 and a 1025 that has been completed within the past 90 days, I have very good clients that pay on time. It will be a fee split situation and you will be responsible for your own MLS. I use Wintotal (Aurora version) and Xsites to transmit reports. If interested please forward your information to; Submit resume 

I also need a full licensed appraiser to help with an overload in Sonoma, Marin and San Francisco counties.

At this time in parts of the Bay area there are homes declining up to 47% and some area's have actually seen a slight increase. The area's that are showing a decline have an abundance of listings, most are "Short Sales" and REO's (bank owned), those homes have been in the under 450K range until recently when the homes that sold in 2005 for 750K are now joining that market. Those sales are driving the value in those markets downward. This has caused a need for more accurate and timely appraisals. This is a very fluctuating market and the need for unbias real estate appraisals has never been greater. After completing over 3,500 appraisals we feel we can give you the quality service you deserve.

Petaluma, Rohnert Park, Cotati, Santa Rosa, Windsor, Sebastopol, San Francisco, Sausalito, Belvedere/Tiburon, Mill Valley, Corte Madera, Larkspur, San Anselmo, Fairfax, Woodacre, San Geronimo, San Rafael, Kentfield, Ross and Novato are all with the areas covered by AA Appraisals 

Wishing you a wonderful day,

Bruce Cohn

As an expert in the appraising of real estate, specializing in single family, small residential income and condo's throughout The Bay Area: Petaluma, Rohnert Park, Sebastopol, Windsor, Napa, Cotati, Santa Rosa,  Sonoma, Novato, San Rafael, Larkspur, Fairfax, Pt. Reyes, Stinson Beach, Dillon Beach,  Healdsburg, Sausalito, Tiburon, Belvedere, Mill Valley, San Francisco, Alameda, Berkeley, Oakland, Hayward, San Mateo, Burlingame, South San Francisco and Daly City, you can be assured of an unbias appraisal from AA Appraisals  preformed in a timely and professional manner. It is imperative in this volatile real estate market with REO's and Short Sales becoming prevalent in many areas that you choose a state certified real estate appraiser like me that has the experience and expertise to give you the most up to date information concerning your property.

I am a member of REAA (North Bay Chapter), approved FHA appraiser and a member of the USGBC (U.S. Green Building council) Redwood Empire Chapter

Regards,

Bruce Cohn

It appears the time will be coming again for those of you that have some equity in your home to refinance, with interest rates already lower than they have been for 18 months they are about to go lower which translates into lower mortgage payments for you. At http://aa-appraisals.com we have a staff of 2 certified appraisers with a over 15 years of Bay Area appraisals each and one full licensed appraiser with 4 years experience.

We service the following Cities and counties;

Territorial expertise is concentrated in The San Francisco Bay Area.
Servicing: Petaluma, Rohnert Park, Sebastopol, Windsor, Cotati, Santa Rosa,  Sonoma, Novato, San Rafael, Larkspur, Fairfax, Pt. Reyes, Stinson Beach, Dillon Beach, Windsor, Healdsburg, Sausalito, Tiburon, Belevdere, Mill Valley, San Francisco, Alameda, Berkeley, Oakland, Hayward, San Mateo, Burlingame, South San Francisco and Daly City.

We are looking forward to helping you with your real estate appraisal needs.

Regards

Bruce

Hello,

Please allow me to introduce myself. My name is Bruce Cohn; I own and operate a real estate appraisal firm based in Petaluma, California. For the past 15 years, AA Appraisals has been a premier provider of quality real estate appraisal services in the San Francisco Bay Area.

My team of qualified appraisers is equipped with the extensive experience and comprehensive education necessary to provide accurate and thoughtful analysis with strict adherence to USPAP standards. AA Appraisals guarantees a fast turn-around (no more than 48 hours from the time of inspection in most cases) and superior appraisal reports. We are familiar and experienced with the full array of appraisal reports and can provide superior service for single family residential and multi-family income properties from the low to very high end. We are positioned to provide timely service in Sonoma, Marin, San Francisco, Alameda and Contra Costa counties and are well versed in the unique market factors for each of those counties. AA Appraisals staff is friendly, flexible, and dedicated to providing quality appraisal reports which are fair to lenders and homeowners.

Should you require appraisal services in the San Francisco Bay Area please consider AA Appraisals.

Sincerely,

Bruce Cohn

AA Appraisals

http://aa-appraisals

I purchased my home in Petaluma, Somona county in 2005 like a lot of you, the value has decreased just like a most of the homes in the Bay Area. I called the assessors office and let them know about the deceased values in Petaluma and other parts of Sonoma county, I was directed me to the county appraiser, who gave my home a "revaluation" and revised my taxed value downward $41,000 a savings of 410.00 a year. No appraisal was needed. Check your tax bill, challenge them and get a reduction. If they disagree with you, then you can call me, as an expert real estate appraiser, I have the knowledge to complete a credible opinion of value that can be used to challenge the higher taxed value. I hope this was of some use to you. The following are links to the Assessors offices in the Bay Area

Sonoma County assessors office    Alameda County Assessor

Marin County Assessor   Contra Costa Assessor 

Santa Clara County Assessor  Napa County Assessor

San Francisco Assessor    San Mateo County Assessor

Regards

Bruce