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Engage a Qualified Real Estate Appraiser
August 1st, 2008 7:42 AM

It's vital that you use an appraiser that won't skim over the details and does the research necessary to get your clients a thorough and accurate appraisal with the analysis to back it up. That's why I strive to provide the most accurate reports to my clients possible.

As an unbiased and non-commissioned participant in the mortgage transaction, I have no vested interests in the home's value. I also have the expertise that you can't get from a book. For instance, you can't know how much or little to mark up for a fireplace without knowing the neighborhood or even talking to agents and recent buyers in the area about how important that amenity is in the area.

I strive for accuracy because I know it's crucial.

To learn more about the services I offer visit my website at AA Appraisals. Then, order your accurate appraisal by visiting the Order Appraisal page of my site. I'll give you a reasonable turn around time, great services and a fair fee.

I am a Certified appraiser with the State of California, FHA approved, in business for 18 years, servicing; Sonoma, Marin and San Francisco counties.




Sincerely, 
Bruce Cohn 
AA Appraisals
appraisal request  

707-789-0783


Posted by Bruce Cohn on August 1st, 2008 7:42 AMPost a Comment (0)

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On-line values- Prepare for your FHA inspection
August 13th, 2008 9:18 PM

Myths about "free" online home values

While surfing the Internet or watching television, you may have seen that there are websites that can give you the "value" of your home for free. Don’t fall for it! Only a professional appraiser can reliably give you an opinion of the fair market value of your home at any given time. Many websites that promise a "value" for your home are referral services for real estate agents looking for people thinking about selling their homes. (That’s the biggest reason people want to know how much their house might be worth, after all.) We’re all for entrepreneurship, but what you get out of the deal isn’t a "free home value." Instead, it’s a consultation with a real estate agent who will tell you what the home could sell for if you hire the agent. It’s "free," but "free" in the sense that you can get a "free" three–day, two–night vacation if you agree to sit through a sales pitch first. It’s likely to be inflated, since the agent wants your business and promising a higher value might help convince you to hire them. Some sites use your address and other information to connect to a database of recent sales in your neighborhood. They then use that information to guess what your home might be worth. Sometimes they tap into your county assessor’s information, if it’s available online. Most of the time, you’ll notice they ask what you paid for the house and when you bought it. Usually this means they’re going to take that figure, multiply it by how much the "average" home in your metropolitan area has appreciated since you bought it, and give you that figure. In any case, it’s unreliable. A professional appraiser will: look at recent sales as well as similar properties still on the market and asking prices  consult with real estate professionals and other appraisers to see what the market in your neighborhood not just what your metropolitan area is doing make careful, professional adjustments based on dozens of possible factors. No computer can do that, let alone for free. To know the true market value of your home, you need a professional appraiser. You can learn more about our services for homeowners online at;

 AA Appraisals

Prepare for your FHA inspection

FHA requirements are different than a conventional loan, when I come to inspect your home for an FHA/HUD insured loan the following needs to be in compliance; water heater must be strapped and to county/city code, the garage door must have a working auto stop, all appliances, central heat and air conditioning units, electrical outlets and hot water heater must be in working condition. Access to the attic and crawl space need to be cleared so I can inspect them.

I'm looking forward to working with you

Bruce Cohn

707-789-0783


Posted by Bruce Cohn on August 13th, 2008 9:18 PMPost a Comment (0)

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